Friday, February 13, 2009

No Harm, No Foul

Yesterday, Agustine was involved in a fender bender. His first incident in Guam. After what happend, I hope it he nor I are ever involved in something like that for as long as we are here. Knock on Wood!!

Agustine and Maysa had just left, when I got the call that they had a minor accident. He said it was a fender bender and Im thinking...ok, no big deal, why do you need me to pick up Maysa? I get to the scene of the accident, actually it takes forever to get there because traffic is backed up. When I finally get there, Im wondering where is the other car because all the cars that are blocking traffic loook perfectly fine to me. I check on Maysa and she says she is fine. Agustine starts taking pictures of his car and the car involved in the incident. Then he tells me that the woman refused to move her car to the shoulder because her sister in law drove up right after the incident and told her not to move her car and to remain inside. Then the sister in law calls the police. Thats when Agustine called me to pick up Maysa because he knew that Guam PD would probably take forever to arrive. I got to the scene before GPD.

As we are waiting for GPD, Agustine is taking pictures of the scene and the vehicles. The driver of the other car finally gets out and decides to check out her car for the first time since the incident occurred. Remember her sister in law told her to remain in the car and not to move her vehicle. The woman is somber looking and doesn't even say a word to Agustine. Sister in law probably told her to remain silent. Im sitting in the van with my kids trying to call Calvo insurance to report the incident. All I get is a recording stating their hours of operation and they don't even allow you to leave a message. If you have Calvo Insurance and you get into a car accident prior to 8:30am, don't bother calling them because they don't care!! When GPD arrives, they check to see if everyone is ok and then the sister in law jumps out of her car and starts telling the police that she called and blah, blah, blah. She gets back into her car and leaves. The officers take their reports and then it seems everyone is ok but then here comes the ambulance.

The officer tells Agustine that the kids riding in the other vehicle requested to be treated for neck pain. The paramedics get there and then the kids are all of a sudden feeling ok. So first they tell the officer they are ok then they say their necks hurt then when the ambulance gets there they are ok. Well what the crazy cow is it? Are you ok or not? Agustine said the kids were middle school aged. Probably don't know if their necks are hurting from being ordered to remain still in the car.The officer that was taking Agustine's report came over and said that the report was going to be reclassified to show that all partys involved were ok. 10-4, Dano.

I leave with Maysa and Im thinking...in California this would be a no harm, no foul situation. Both parties would be on their way after agreeing that everything and everyone was ok. No need for a police report or a call to the insurance companies. Not the case in Guam. Here everyone is looking to make the most of every situation. The other car had a small scratch which we don't know if it was the result of the fender bender or if it had already been there. As for Calvo Insurance, Agustine calls them after they opened and the agent tells him that they won't take a report from him unless the other party's insurance calls to file a claim. I love Guam but situations with people like the woman and sister in law involved in this situation make me want to pimp slap somebody!!

2 comments:

MiriamR said...

Man I can totally imagine that happening. I am shocked the lady didn't have 12 toddlers in the car without car seats. I can't believe the insurance company said that. Not shocking though they probably don't want to have to pay anything so they wont unless the others call. Did the lady even have insurance? Did she speak english?
Sheesh I am glad that never happened to us. Sorry guys

Vaitai 6 said...

OMGosh! That is hilarious!!!! Annoying though- the lady that order silence and injury!! AND that GPD arrived AFTER you got the call! So funny.... I'm surprised that they actually have insurance co. there????